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🏡 "Can paperwork make or break your dream home?"

  • Writer: Ambitious Infraspace
    Ambitious Infraspace
  • Jul 16
  • 2 min read
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Don’t Just Fall for the View — Check the Paperwork That Protects You.


🧭 Introduction

Buying a home is one of the most significant decisions of your life. Beyond location, layout, and luxury, what truly safeguards your investment is legal clarity. At Ambitious Infraspace, we ensure our clients are informed, empowered, and protected before making any property decision.


📚 10 Legal Documents You Must Check Before Buying Property

In the world of real estate, paperwork is everything. These ten documents form the legal backbone of a safe and transparent transaction:


📜 1. Title Deed

The title deed proves that the seller legally owns the property. ✔ It must be in the seller’s name ✔ Should be free from disputes, claims, or legal complications


🖊️ 2. Sale Deed

This is the final document that legally transfers ownership to you. ✔ Provided after full payment and registration ✔ Considered the most crucial legal proof of purchase


🏗️ 3. Approved Building Plan

This ensures the building was constructed according to government-sanctioned plans. ✔ Issued by the local development authority ✔ Confirms compliance with local laws and regulations


💼 4. Encumbrance Certificate (EC)

The EC verifies that the property has no outstanding loans, debts, or legal dues. ✔ Obtainable from the sub-registrar’s office ✔ Confirms financial freedom of the asset


🏠 5. Occupancy Certificate (OC)

The OC certifies that the building is safe for occupation. ✔ Issued by the local municipal corporation after inspection ✔ Mandatory for receiving possession


🧱 6. Completion Certificate (CC)

The CC confirms that construction has been completed as per approved norms. ✔ Issued by the local authority after site checks ✔ Needed before applying for OC


📄 7. Allotment Letter & Builder Agreement (for under-construction properties)

This outlines your flat/unit details, cost breakdown, possession timeline, and legal terms. ✔ Signed by both buyer and builder ✔ Legally binds the agreement


🏦 8. Bank Loan Approval Letter

Check if the property is approved by banks or housing finance companies. ✔ Indicates the project has passed legal scrutiny ✔ Helps with easy loan processing


🧾 9. Latest Utility & Tax Receipts

Make sure all previous dues are cleared. ✔ Includes electricity, water, and property tax receipts ✔ Protects you from hidden liabilities


✅ 10. RERA Registration Certificate

The project must be registered under RERA (Real Estate Regulatory Authority). ✔ Confirms the project follows all legal norms ✔ Verify details on your state RERA portal (e.g., rera.gujarat.gov.in)


✅ Conclusion: A Safe Deal is a Smart Deal

At Ambitious Infraspace, we don’t just help you buy property — we help you buy it right. From site visits to legal verification, our goal is to make your journey transparent and secure.


📩 Need assistance with legal checks or property booking? Connect with us today for expert consulting and verified real estate deals.

 
 
 

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